@font-face{font-family:"Montserrat";src:url(/assets/fonts/montserrat-var.woff2) format("woff2");font-weight:300 900;font-display:swap}
@font-face{font-family:"Inter";src:url(/assets/fonts/inter-var.woff2) format("woff2");font-weight:300 900;font-display:swap}
:root{
  --navy:#182440;--navy-2:#26365c;--amber:#F5A623;--amber-d:#E8940C;--terra:#A9472A;
  --cream:#FFF8EE;--peach:#FDEBDD;--peach-2:#F9D9C3;--ink:#1f2a3d;--muted:#4a5568;--line:#ecd4c2;
  --r:14px;--shadow:0 10px 30px rgba(24,36,64,.12);
  --h:"Montserrat",system-ui,-apple-system,"Segoe UI",sans-serif;--b:"Inter",system-ui,-apple-system,"Segoe UI",sans-serif;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
body{margin:0;font-family:var(--b);font-size:1.0625rem;line-height:1.6;color:var(--ink);background:var(--cream)}
img{max-width:100%;height:auto;display:block}
a{color:var(--navy-2);text-underline-offset:3px}
a:hover{color:var(--terra)}
:focus-visible{outline:3px solid var(--amber-d);outline-offset:3px;border-radius:4px}
h1,h2,h3{font-family:var(--h);color:var(--navy);line-height:1.12;letter-spacing:-.01em;margin:0 0 .5em}
h1{font-weight:800;font-size:clamp(2.4rem,9vw,4.6rem)}
h2{font-weight:800;font-size:clamp(1.7rem,5.5vw,2.5rem)}
h3{font-weight:700;font-size:1.2rem}
p{margin:0 0 1em}
.wrap{width:min(1100px,100% - 2.5rem);margin-inline:auto}
.narrow{width:min(760px,100% - 2.5rem);margin-inline:auto}
.skip{position:absolute;left:-999px;top:0;background:var(--navy);color:#fff;padding:.6rem 1rem;z-index:100}
.skip:focus{left:1rem;top:1rem}
.sr-only{position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.eyebrow{font-weight:700;letter-spacing:.18em;text-transform:uppercase;color:var(--terra);font-size:.82rem;margin-bottom:.6rem}

/* header */
.top{position:absolute;inset:0 0 auto;z-index:10}
.top .wrap{display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:.9rem 0}
.brand{display:flex;align-items:center;gap:.55rem;font-family:var(--h);font-weight:800;color:var(--navy);text-decoration:none;font-size:1.02rem}
.brand img{width:30px;height:30px}
.top nav a{font-weight:600;color:var(--navy);text-decoration:none;margin-left:1.2rem;font-size:.95rem}
.top nav a:hover{text-decoration:underline}
.top nav .hide-sm{display:none}
@media (min-width:820px){.top nav .hide-sm{display:inline}}

/* buttons */
.btn{display:inline-block;font-family:var(--h);font-weight:700;font-size:1.1rem;text-decoration:none;border:0;cursor:pointer;
  background:var(--amber);color:var(--navy);padding:1rem 1.8rem;border-radius:999px;box-shadow:0 8px 20px rgba(0,0,0,.25);transition:transform .15s,background .15s}
.btn:hover{background:var(--amber-d);color:var(--navy);transform:translateY(-1px)}
.btn-sm{font-size:.92rem;padding:.55rem 1.1rem;box-shadow:none}
.btn-navy{background:var(--navy);color:var(--cream)}
.btn-navy:hover{background:var(--navy-2);color:#fff}

/* hero */
.hero{position:relative;min-height:min(100svh,920px);display:flex;flex-direction:column;isolation:isolate;overflow:hidden;background:#e9b9a0}
.hero picture,.hero picture img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:50% 70%;z-index:-2}
.hero::before{content:"";position:absolute;inset:0;z-index:-1;
  background:linear-gradient(to bottom,rgba(255,240,228,.75) 0%,rgba(255,240,228,.35) 36%,rgba(255,240,228,0) 52%,rgba(12,18,34,0) 60%,rgba(12,18,34,.88) 100%)}
.hero-top{padding:6.2rem 0 0;text-align:center}
.hero-top .eyebrow{color:var(--terra)}
.hero-sub{font-weight:600;color:var(--navy);font-size:clamp(1.05rem,3.6vw,1.35rem);margin:0 auto;max-width:34ch}
.hero-bottom{margin-top:auto;padding:0 0 2.6rem;text-align:center;color:var(--cream)}
.hero-bottom .points{font-weight:600;font-size:clamp(1rem,3.4vw,1.2rem);margin:0 0 .25rem;text-shadow:0 2px 10px rgba(0,0,0,.6)}
.hero-bottom .soft{margin:0 0 1.3rem;opacity:.95;text-shadow:0 2px 10px rgba(0,0,0,.6)}
.hero-bottom .contact{margin:1.1rem 0 0;font-weight:700;text-shadow:0 2px 10px rgba(0,0,0,.6)}
.hero-bottom .contact a{color:var(--cream)}

/* sections */
section{padding:4.2rem 0}
.peach{background:var(--peach)}
.lead{font-size:1.15rem;color:var(--muted);max-width:60ch}
.center{text-align:center}.center .lead{margin-inline:auto}
.cards{display:grid;gap:1.1rem;margin-top:2rem}
@media (min-width:700px){.cards{grid-template-columns:repeat(2,1fr)}}
@media (min-width:1000px){.cards.c3{grid-template-columns:repeat(3,1fr)}}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:1.4rem 1.4rem 1.1rem;box-shadow:var(--shadow)}
.card .tag{display:inline-block;font-size:.78rem;font-weight:700;letter-spacing:.06em;color:var(--terra);background:var(--peach);border-radius:999px;padding:.15rem .65rem;margin-bottom:.6rem}
.card p{color:var(--muted);margin-bottom:.6rem}
.checks{list-style:none;padding:0;margin:1.4rem 0}
.checks li{position:relative;padding-left:2rem;margin:.65rem 0}
.checks li::before{content:"";position:absolute;left:0;top:.3em;width:1.25rem;height:1.25rem;border-radius:50%;background:var(--amber) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Cpath d='M5 10.5l3 3 7-7' fill='none' stroke='%23182440' stroke-width='2.6' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/80% no-repeat}
.note{background:#fff;border-left:5px solid var(--amber);border-radius:8px;padding:1rem 1.2rem;color:var(--muted);font-size:.97rem}
.steps{counter-reset:s;display:grid;gap:1.1rem;margin-top:2rem;padding:0;list-style:none}
@media (min-width:860px){.steps{grid-template-columns:repeat(3,1fr)}}
.steps li{counter-increment:s;background:#fff;border-radius:var(--r);padding:1.5rem;border:1px solid var(--line)}
.steps li::before{content:counter(s);display:grid;place-items:center;width:2.6rem;height:2.6rem;border-radius:50%;background:var(--navy);color:var(--amber);font-family:var(--h);font-weight:800;font-size:1.2rem;margin-bottom:.8rem}
.fee{background:linear-gradient(135deg,var(--navy) 0%,#2b3f6b 100%);color:var(--cream)}
.fee h2{color:#fff}.fee .lead{color:#e9dccf}
.fee .checks li::before{background-color:var(--amber)}
.fee-box{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.18);border-radius:var(--r);padding:1.6rem;margin-top:1.6rem}
.price{font-family:var(--h);font-weight:800;font-size:2.2rem;color:var(--amber);margin:0}
/* faq */
details{background:#fff;border:1px solid var(--line);border-radius:12px;margin:.7rem 0;padding:0 1.2rem}
summary{cursor:pointer;font-family:var(--h);font-weight:700;color:var(--navy);padding:1rem 2rem 1rem 0;list-style:none;position:relative}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";position:absolute;right:0;top:.75rem;font-size:1.5rem;color:var(--terra)}
details[open] summary::after{content:"–"}
details>div{padding:0 0 1rem;color:var(--muted)}
details>div p:last-child{margin-bottom:0}
/* forms */
.form-card{background:#fff;border-radius:18px;box-shadow:var(--shadow);padding:1.5rem;border:1px solid var(--line)}
@media (min-width:700px){.form-card{padding:2.2rem}}
.grid2{display:grid;gap:0 1.2rem}
@media (min-width:700px){.grid2{grid-template-columns:1fr 1fr}}
.field{margin-bottom:1.1rem}
label,legend{display:block;font-weight:600;color:var(--navy);margin-bottom:.35rem}
.opt{font-weight:400;color:var(--muted);font-size:.9em}
.hint{display:block;font-size:.88rem;color:var(--muted);margin-top:.25rem}
input[type=text],input[type=email],input[type=tel],select,textarea{width:100%;font:inherit;color:var(--ink);background:var(--cream);border:1.5px solid #d9c3b2;border-radius:10px;padding:.75rem .85rem;min-height:48px}
textarea{min-height:110px;resize:vertical}
input:focus,select:focus,textarea:focus{border-color:var(--navy-2);outline:3px solid rgba(245,166,35,.55);outline-offset:0}
fieldset{border:0;padding:0;margin:0 0 1.1rem;min-width:0}
.choices{display:flex;flex-wrap:wrap;gap:.5rem}
.choices label{font-weight:500;color:var(--ink);display:flex;align-items:center;gap:.45rem;background:var(--cream);border:1.5px solid #e2cdbd;border-radius:999px;padding:.45rem .9rem;margin:0;cursor:pointer;min-height:44px}
.choices input{accent-color:var(--navy);width:1.1rem;height:1.1rem;margin:0}
.consent{display:flex;gap:.7rem;align-items:flex-start;background:var(--peach);border-radius:10px;padding:.9rem 1rem;font-weight:500;color:var(--ink)}
.consent input{accent-color:var(--navy);width:1.3rem;height:1.3rem;flex:none;margin-top:.15rem}
.warn{font-size:.93rem;color:var(--terra);font-weight:600}
.hp{position:absolute!important;left:-5000px!important;width:1px;height:1px;overflow:hidden}
/* footer */
footer{background:var(--navy);color:#d9dfeb;padding:3rem 0 2.4rem;font-size:.93rem}
footer a{color:#fff}
footer .adv{font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--amber);font-size:.82rem}
footer .disc{color:#b8c1d4;font-size:.86rem;max-width:80ch}
footer .links a{margin-right:1.2rem}
/* simple pages */
.page-head{background:linear-gradient(180deg,var(--peach-2),var(--cream));padding:6.5rem 0 2.5rem}
.page{padding:2rem 0 4rem}
.page h2{font-size:1.4rem;margin-top:2rem}
/* refinements */
.btn{white-space:nowrap}
.hero-sub{max-width:48ch}
@media (max-width:699px){
  .brand{font-size:.92rem}
  .brand img{width:26px;height:26px}
  .top nav a.btn-sm{margin-left:.5rem;padding:.5rem .9rem;font-size:.85rem}
  .hero-top{padding-top:5.2rem}
  .hero::before{background:linear-gradient(to bottom,rgba(255,240,228,.7) 0%,rgba(255,240,228,.3) 34%,rgba(255,240,228,0) 44%,rgba(12,18,34,.2) 52%,rgba(12,18,34,.72) 66%,rgba(12,18,34,.92) 100%)}
}
h1 .eyebrow{display:block;font-family:var(--b);line-height:1.4;margin-bottom:.9rem}